One of the hardest things I’ve had to do with this move to Brooklyn from Virginia is change my allegiance to all my local shops; coffee, comics, pizza, pub, etc. I got really spoiled in my old neighborhood with having all of these pretty much on the same block and not having
“I have some store credit cards and one ‘regular’ credit card, should I get an Amex so that I can get points?” -Sam
It has been well established that we spend more money when we use a credit card versus a debit card, approximately 12% to 30% more, depending on the source. So just keep this in mind that you may spend more and therefore really pay for those points or miles. If you are not sure whether you would be disciplined or not, don’t do it, and avoid the headaches….