Brandi Jarath - Miss Parsimony

piss away money
31 Oct 2011

How Not to Piss Away Your Money!

I am notorious for inadvertently wasting money. It is something that I am not proud of and I have to work very hard to change my bad habits. After learning some very hard lessons, here are some ways that I try not to piss away my money: 1. Do a

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credit sans the scams
24 Oct 2011

Credit Repair Sans the Scams

So if you haven’t seen these ads, commercials, pop-ups or other propaganda saying something like “We can fix your credit today” or “Bankruptcies, tax liens, removed” you must be living under a rock. It is so tempting to sign up for these services and give yourself the fresh start you

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bank-fees
17 Oct 2011

Avoiding Preposterous Bank Fees

I went into the bank the other day to open a new personal checking account. As I am sitting with the banker, we are having a casual conversation about bank fees. When I mentioned the new law that would require them to charge $15.00 per month for debit card transactions,

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buying-an-apartment
10 Oct 2011

Should You Own the Place Where You Rest Your Dome?

This is a tough question, particularly for city-dwellers. We have all heard the lessons our parents have taught us about the importance of home ownership, but let’s be real, we live in a very different time. The “American Dream” of owning a home, having 2.5 children, a dog and a

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financial-independence
03 Oct 2011

Financial Independence and Dating for the Ladies

If you are reading this, you might be a young lady who works hard for her money and may not have much of it to begin with. So what do you do when it comes to dating? Are you to wait around for Prince Charming with fat pockets to come

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broke-ass-college
26 Sep 2011

Sending Your Kid to College on a Broke-ass Budget

Kids grow up faster than we want them to and college is not only essential for a great future, but it is a large part of the American dream. However, if you have been washing dishes, waiting tables, or just been broke most of your life and have struggled to

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debt-stress
12 Sep 2011

Dear Mr. Bill Collector, Screw You…

This is probably the worst aspect of being a broke-ass, being behind on bills. It’s not a huge leap in logic to assume that since you are broke, you are also neck deep in debt. Since you are broke, you probably don’t have much money to put towards the bills

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