You see, I’m what they call a “creative genius.”  I have a brain so out-of-control, half the time I can’t even make sense of the shit I come up with.  All I know is that I am constantly sprouting figurative light bulbs out the top of my dome, having what

Disclaimer: I only recommend this for the truly rebellious broke-ass. If caught, you can be currently fined $100. A bill was recently passed by the State Senate that would potentially increase this fine to $500. Beware. Have you ever been stuck with no MetroCard and no money? Better yet, Have

I am notorious for inadvertently wasting money. It is something that I am not proud of and I have to work very hard to change my bad habits. After learning some very hard lessons, here are some ways that I try not to piss away my money: 1. Do a

So if you haven’t seen these ads, commercials, pop-ups or other propaganda saying something like “We can fix your credit today” or “Bankruptcies, tax liens, removed” you must be living under a rock. It is so tempting to sign up for these services and give yourself the fresh start you

I went into the bank the other day to open a new personal checking account. As I am sitting with the banker, we are having a casual conversation about bank fees. When I mentioned the new law that would require them to charge $15.00 per month for debit card transactions,

As the American job market continues to take a downward spiral, even “normal” people have taken to panhandling these days. The stereotype goes that if you are standing on a street corner, begging for money, you must be a drunk. This doesn’t necessarily seem to be the case today. Even

This is a tough question, particularly for city-dwellers. We have all heard the lessons our parents have taught us about the importance of home ownership, but let’s be real, we live in a very different time. The “American Dream” of owning a home, having 2.5 children, a dog and a