I am notorious for inadvertently wasting money. It is something that I am not proud of and I have to work very hard to change my bad habits. After learning some very hard lessons, here are some ways that I try not to piss away my money: 1. Do a

So if you haven’t seen these ads, commercials, pop-ups or other propaganda saying something like “We can fix your credit today” or “Bankruptcies, tax liens, removed” you must be living under a rock. It is so tempting to sign up for these services and give yourself the fresh start you

I went into the bank the other day to open a new personal checking account. As I am sitting with the banker, we are having a casual conversation about bank fees. When I mentioned the new law that would require them to charge $15.00 per month for debit card transactions,

This is a tough question, particularly for city-dwellers. We have all heard the lessons our parents have taught us about the importance of home ownership, but let’s be real, we live in a very different time. The “American Dream” of owning a home, having 2.5 children, a dog and a

If you are reading this, you might be a young lady who works hard for her money and may not have much of it to begin with. So what do you do when it comes to dating? Are you to wait around for Prince Charming with fat pockets to come

Kids grow up faster than we want them to and college is not only essential for a great future, but it is a large part of the American dream. However, if you have been washing dishes, waiting tables, or just been broke most of your life and have struggled to

This is probably the worst aspect of being a broke-ass, being behind on bills. It’s not a huge leap in logic to assume that since you are broke, you are also neck deep in debt. Since you are broke, you probably don’t have much money to put towards the bills