Guest Post by Ainsley Lawrence Millennials have had some pretty intense experiences over the years. They’ve seen life with and without the internet, have lived through economic crises on a global scale, and have watched the traditional ways to create a career and invest their hard-won cash erode beneath their

The New Year brings an opportunity to start fresh, say goodbye to bad habits and become an overall better person. I thought of a few things I’d like to give up in 2013, but only time will tell how long it will take for me to break these resolutions. Instead