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Last Update: Mar 18, Thu 3:00 pm
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Betsy Crouch - Coach $izzle
Broke-Ass Financial Coaching: Broke-Ass Wellness
Tuesday, March 16th Written by Betsy Crouch - Coach $izzle“How much should I spend on massages each month?” – DW
Wow that is a super specific question AND you don’t sound like a broke ass! Ok, I’ll go easy on you. It is a fantastic question and one that is similar to questions that many people ask themselves. If you have read any of my articles you will know by now that I can’t directly answer most questions like this. Well, I could just say “$100,” but I would be way short of my article length expectation.
Broke-Ass Financial Coaching: Baby/Toddler Gifts
Tuesday, March 2nd Written by Betsy Crouch - Coach $izzleSometimes this can feel stressful when you don’t feel like you have the funds to buy gifts, or the friend expecting the baby has registered for many expensive baby things. Also, you may feel resistant to buying something from a large store that feels impersonal. After hearing from friends that they received 5 times as much stuff as they needed for the first 6 months of their child’s life, it is motivating to think of other things that would be helpful and meaningful.
Broke-Ass Financial Coaching: Wedding Party Woes
Tuesday, February 23rd Written by Betsy Crouch - Coach $izzle“I am standing up in my friend’s wedding. I am really struggling financially and I have spent over $400, and I just found out that the dress is going to be $250! I am freaking out… what should I do?” – SD
Standing up in a wedding for someone you love and support is a huge honor and it is one of the biggest financial commitments people make to their friends. Some would say that in that type of situation money “shouldn’t matter.”
Broke Ass Financial Coaching: What to Pay if You Break A Friend’s Stuff
Tuesday, February 16th Written by Betsy Crouch - Coach $izzle“My dog’s tail knocked over a glass of water onto my friend’s computer, now the computer isn’t working. The computer is three years old. Should I buy her a new computer? A used computer of equal value?” – SD
Oh brotha. I am sorry to hear this happened. It is nice when these things are cut and dry, but often there is a lot of gray area when it comes to friends working out paying for broken items. Unfortunately sometimes it’s obvious to one person and not obvious to the other person.
Broke-Ass Financial Coaching: Life, Death, & Insurance
Tuesday, February 9th Written by Betsy Crouch - Coach $izzleWhen I was 23, someone tried to sell me a grave plot, for myself. He told me that I could get such a great deal and that it wouldn’t burden my family if I bought it when I was young etc. WHOA! It didn’t truly occur to me, until that moment, that one day, I was going to die.
Broke-Ass Financial Coaching: How to Stop Getting Ripped Off
Tuesday, February 2nd Written by Betsy Crouch - Coach $izzleIf you have ever shook your head when you saw someone buy something from a company that oppresses or takes advantage of them, you need to look at yourself in the mirror first. How much is your bank charging you for your checking account? ATM fees? Credit card interest? How much interest are you paying on that loan? In total, not the monthly payment.
Broke Ass Financial Coaching: How to Properly Couchsurf
Tuesday, January 26th Written by Betsy Crouch - Coach $izzleYou may need to dramatically decrease your living expenses if you are facing job loss, unexpected expenses, or overwhelming debt, etc. On the other hand you may be in a situation where you feel like you would like to significantly ramp up your savings capacity in the short term, through lowering your living expenses. If you find yourself in any of these situations, here is what I recommend you consider:
Broke Ass Financial Coaching: How to Save Money
Tuesday, January 19th Written by Betsy Crouch - Coach $izzleWould you rather spend $2 on average per day on coffee or have $119,754 in 40 years? (based on 6% annual interest rate, from http://finishrich.com/lattefactor/)
You may say yes and you may say no. I don’t judge you either way. There are many things I would rather experience today than have lots of money later. However there are other things I choose to go without. What I want for you is to know your priorities and to make an intentional and conscious choice versus an unconscious one.
Broke Ass Financial Coaching: Credit Scores, Why Care?
Tuesday, January 12th Written by Betsy Crouch - Coach $izzleWhy should I care about my credit score? – c.c.
Ok so what I am hearing is, “Why should I care about my credit score when it doesn’t matter because I’ll never afford to buy a house in sf/nyc?.. and I don’t need a car.” I can understand this…
Broke Ass Financial Coaching: How to Get Affordable Housing
Tuesday, January 5th Written by Betsy Crouch - Coach $izzleNow, it doesn’t take an economist to discover that housing is barely affordable for people with “fill in the blank” situations (certain jobs, students, broke asses, etc.), especially those who live in cities with extremely high costs of living.
Did you know that “very low” income for one person living in San Francisco is $39,600?
