Our culture values time and money over health and wellness. Do you?

So we want to save money and spend less on “everything” including food. Unfortunately we assume that eating healthy foods is more time consuming and more expensive. In many cases it is. Several years ago I lived alone and traveled a lot. I was sure that I could save money by dining out because I wasted so many groceries. At that time I was eating a lot of fast food, maybe 5-7 times per week or more.

Want some peace, love, community, hope, and refreshments in SF this early evening? Join me tonight to celebrate what this site celebrates: experiences, people, and community! I’ll be at San Francisco City Hall from 5:30 pm to 8:00 pm for the lighting of the Tree of Hope, a global holiday

I’ve got some awesome news! We received a grant from the Civic Joy Fund to put out a literary magazine celebrating SF and acting to counter the stupid “Doom Loop” narrative. It’s a gift to the people of San Francisco. And after months of working on this project it’s now available

A week ago I woke up one day and said, “I NEED A HAIRCUT!” I thought about calling one of the last two people who cut my hair, and I thought, “I don’t want to spend the money,” “I am going to be traveling and pulling my hair back, why should I pay to get a nice haircut,” “They won’t be available this afternoon which is when I need the haircut,” etc.

Do you know where your money is going?

Before you start to think about creating a spending plan, debt payment plan, and/or savings plan it is critical to know where your money is currently going. It is hard to look at it sometimes, and most people are surprised to see how much they spend in certain areas.

“Coach Sizzle, I hurt my back and I don’t have health insurance, and I know you hurt your back too, what should I do? – S”

What causes lower back pain?

According to Louise Hay, author of You can heal your life, one cause of lower back pain is “financial insecurity.” Over 80% of Americans will deal with lower back pain at some point in our lives. Read more about the causes of lower back pain.

“I have some store credit cards and one ‘regular’ credit card, should I get an Amex so that I can get points?” -Sam

It has been well established that we spend more money when we use a credit card versus a debit card, approximately 12% to 30% more, depending on the source. So just keep this in mind that you may spend more and therefore really pay for those points or miles. If you are not sure whether you would be disciplined or not, don’t do it, and avoid the headaches….

“How do you handle finances in a relationship between two people with totally different incomes?” -Chirabo

I get a lot of questions about money and relationships from clients. Should I ask so and so for a personal loan? Blahbidy blah roommate is weird about splitting bills what should I do? My boyfriend wants to get a motorcycle and he has really bad credit, should I co-sign for him, or get the bike in my name? My friend so and so and I don’t talk anymore because of an argument with money, how do I prevent that from happening again?