Do you know where your money is going?

Before you start to think about creating a spending plan, debt payment plan, and/or savings plan it is critical to know where your money is currently going. It is hard to look at it sometimes, and most people are surprised to see how much they spend in certain areas.

Version:1.0 StartHTML:0000000213 EndHTML:0000008463 StartFragment:0000003402 EndFragment:0000008427 SourceURL:file:///Corpus%20Colossum/Users/ashleyclaire/Desktop/Freelance%20Stuff/Clips/A_FriedmanClips.doc For a lot of us, pursuing the creative career dreams we have means putting on hold the big money-hot clothes-Venice vacation dreams that we also have.     BUT as we are all sometimes been forced to admit -both on this site and in actual, physical

“Coach Sizzle, I hurt my back and I don’t have health insurance, and I know you hurt your back too, what should I do? – S”

What causes lower back pain?

According to Louise Hay, author of You can heal your life, one cause of lower back pain is “financial insecurity.” Over 80% of Americans will deal with lower back pain at some point in our lives. Read more about the causes of lower back pain.

“I have some store credit cards and one ‘regular’ credit card, should I get an Amex so that I can get points?” -Sam

It has been well established that we spend more money when we use a credit card versus a debit card, approximately 12% to 30% more, depending on the source. So just keep this in mind that you may spend more and therefore really pay for those points or miles. If you are not sure whether you would be disciplined or not, don’t do it, and avoid the headaches….

“How do you handle finances in a relationship between two people with totally different incomes?” -Chirabo

I get a lot of questions about money and relationships from clients. Should I ask so and so for a personal loan? Blahbidy blah roommate is weird about splitting bills what should I do? My boyfriend wants to get a motorcycle and he has really bad credit, should I co-sign for him, or get the bike in my name? My friend so and so and I don’t talk anymore because of an argument with money, how do I prevent that from happening again?

What the f#%! is going on with Healthcare?
What is going on with healthcare is bananas.
If you do not have health insurance you expose yourself to great liability. Thanks Captain Obvious. You may say “well I can’t afford the premiums, and even if I could, I don’t trust that health insurance companies will cover what they say they will.”

Heyo — the DIY Diva here with some money saving tips for all you broke-asses out there trying to make ends meet in the expensive cities of NYC and SF during this craptacular recession. I just realized that next week will be the one year anniversary of when I was