It’s my sister’s birthday today. She was born nearly 13 years after me and she is turning 15, becoming a woman, as I roll into decline. Still, people are fascinated by how close we are either because of this age difference or maybe because, to the outside view, we appear

Long before the word sandwich became synonymous with Ike’s, there was another place that was famous for the everyman’s fare in the neighbourhood bordering upper Market Street.  That place is the M & L Market. It would be a lie as well as being incredibly pointless to say that what

This list of great places to eat in the Bay Area will leave you smiling and probably drooling. All these joints are incredibly well priced, locally owned, delicious, and serving takeout in 2020. Check their links for store hours, menus, and ordering info, because things are always changing these days,

You may need to dramatically decrease your living expenses if you are facing job loss, unexpected expenses, or overwhelming debt, etc. On the other hand you may be in a situation where you feel like you would like to significantly ramp up your savings capacity in the short term, through lowering your living expenses. If you find yourself in any of these situations, here is what I recommend you consider: