Heyo — the DIY Diva here with some money saving tips for all you broke-asses out there trying to make ends meet in the expensive cities of NYC and SF during this craptacular recession. I just realized that next week will be the one year anniversary of when I was

Sometimes you just need to shut everything out, and just concentrate on work (whether you care about it or not!).  Which is why god (aka Steve Jobs) invented ipods.  But what to listen to?  You can’t simply put it on “shuffle” and see where fate may take you.  No, sir

Most banks automatically give you overdraft protection, the fees upwards of $30 when you overdraft. Oh Thank YOU! Wow. The guy who invented “automatic overdraft protection” made the banks billions and billions of dollars, for the convenience factor. You know when you are out fine dining you don’t want to be embarrassed that your card was declined, oh no! Well the fear of worrying what others think of our financial situation sure is motivating.

Don’t you think the technology exists for your card to simply be declined when you don’t have any money left in your account? Why would the banks implement something so seemingly customer service oriented and give up billions of dollars? Right.

Outside of a desperate or survival mode purchase, wouldn’t you prefer for the card to be declined instead of paying a $35 fee on top of a $3.00 coffee purchase?

After all of their trial runs this week, the Blue Angels have literally almost made me choke on just about everything I’ve put in my mouth this week. That’s not to say I won’t be specific — but the terror inducing sounds of a jet seeming to fly right through

If you live in New York City, odds are you rely on MTA on a daily basis. You already know. So I don’t have to tell you how integral the subway system is to our daily lives. And as far as cost goes, yes, we must admit, even after the

It’s a requirement of adulthood that we have to do things that we don’t want to do to get to the place we want to be. Sometimes jobs suck, but we do them because it gets us to the place we want to be.  Then there are the jobs your

“Should I set up bill pay, automatically? How can I set it up and avoid overdraft charges?” – Joe

That depends. First of all, are you on top of balancing your checkbook? Have you had any overdraft charges this year? If you have overdrafts, I would not set up any automatic payments for bills until you get organized. So here is some crazy info that is just about guaranteed to rile you up and get you crackin’ on some cool financial projects. That is not an oxymoron by the way. Here are some tips on getting organized, protecting your money, and paying your bills. It is a lot sexier than it may seem…

New York City is full of surprises, and some of them aren’t pleasant. Like on my first trip here when I was fourteen. I spaced out while I was walking on the sidewalk with my school group, and I got hit square in the nipple with a cart loaded up