Broke-Ass Financial Coaching: Broke-Ass Wellness

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While being young, broke and beautiful is all well and good, some people’s finances are more jacked than others.  That’s why we’ve invited Betsy Crouch (aka Coach $izzle) to come onboard and dole out some much needed advice.  She is a professional financial coach after all.  If you’ve got a question you’d like answered please email her  Maybe your question will be the next one answered.

How much should I spend on massages each month?” – DW

Wow that is a super specific question AND you don’t sound like a broke ass!  Ok, I’ll go easy on you.  It is a fantastic question and one that is similar to questions that many people ask themselves.  If you have read any of my articles you will know by now that I can’t directly answer most questions like this.  Well, I could just say “$100,” but I would be way short of my article length expectation.

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Especially when we are low on funds we tend to cut out nurturing things that sustain us because we feel like they are “extra.”  Only we can define what is a fairly basic need and what is “extra.”  Anyone who knows me knows that I feel passionately about self care, health/healing, personal growth, and nurturing oneself.  I recently suggested to a client to take out a loan to rest for a month.  I give recommendations that some would call “radical,” well let’s be honest I would call this recommendation “radical.”  I mean, a loan so that you can hang out for a month!  This client has extreme stress and health issues.  It just seemed to me that this person could use some time to chillax, recharge, and reconnect with herself.  She agreed and she is receiving support from her parents and others.  They have never seen her slow down and rest and she is feeling so much better.  Without our health and well being how can we enjoy life?

The problem is that when we are low on funds we have a tendency to throw the baby out with the bath water when it comes to personal care.

Ten awesome low cost and free nurturing activities:

1. Walk:

One of my favorite things to do in life is to go on a walk and listen to This American Life.  The TAL iphone app is only $2.99 and you can access any of their shows from ALL TIME, that is over 400 shows.  The latest show is always free through iTunes.

Seriously, walk in the park, walk somewhere instead of taking the bus, a train, or driving. Dr. Weil says that walking is the best exercise, “walking offers the great advantage of requiring no skill or practice.” Yessss.  Keep it simple.  Keep it real.  Walk.

2. Massage:

Although a good massage is worth every penny, when you have it..

You don’t have to spend $100+ to get a massage!

3. Acupuncture:

4. Yoga:

In San Francisco and New York there are so many yoga studios.  Choose a studio that offers a low rate for a period of time you can try out the studio.  In San Diego, I was given a free 7 day unlimited pass to try it out, and I went to 4 classes.  In Phoenix, I bought a $25 pass for unlimited yoga for 2 weeks.  So do some research and share your findings in the comments below, if you would like to have your own little “yoga intensive.”

So, you may be low on funds, but not low on creativity.  If it is important to you, make it happen, be creative, negotiate, barter.  This is the only body you have.  I support you making your wellness a priority!

Questions?  Ideas? Comments?  Resources?

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Betsy Crouch - Coach $izzle

Betsy Crouch - Coach $izzle

Betsy hates to brag, but she grew up in Michigan. An unhappy materialist/rabid consumer turned minimalist, Betsy feels right at home in the warm socially responsible arms of San Francisco. With an Economics degree, a basic financial certification, and a range of personal experience, she has developed a unique financial coaching philosophy. She wants you to feel a sense of serenity with your finances and she shares what she has learned from coaching almost 200 people one on one. Betsy wants you to embrace your "sizzle," and for you to become a more confident and empowered Broke Ass.


  1. allison barker
    March 16, 2010 at 10:37 am

    Great suggestions, Betsy!! Being broke creates stress – so thrifty or free ways to decrease the stress makes perfect sense!

  2. Diana Barillas
    March 16, 2010 at 11:27 pm

    Dont forget the awesome websites out there were you can learn how to mentally relax, like the ladies only You can get free tips on everything from nutrition to meditation